According to surveys and IRS data, approximately 59% of Americans are expecting to receive a tax refund this year, with an average refund amount of $2,894. This means many tax payers are letting their employers deduct way too much from their checks. While anyone can adjust their withholdings at any time by requesting a new W-4 form, many Americans may rather receive that large check at the end of the year. The ideal is to neither owe nor receive ...

http://www.businessinsider.com/tax-refund-as-a-forced-savings-plan-201




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